Interest Rate

Revised Interest Rate effective from 1st of Jestha, 2079
Individual:
S.N.	Fixed Deposit	Interest Rate (% p.a.)
1.	3 months	12.00
1.	3 months	12.00
2.	6 months	12.05
3.	9 months	12.10
4.	1 year and above	12.15
5.	Recurring Deposit	12.15
Institutional:
S.N.	Fixed Deposit	Interest Rate (% p.a.)
1.	3 months to below 1 year	11.00
2.	1 year and above	11.15

S.N.	Saving Deposit	Interest Rate(%)	Minimum Balance
1.	ICFC BUMPER SAVING	8.5	5000
2.	ICFC SOCIAL SECURITY	7.15	-
3.	SENIOR CITIZEN A/C	7.15/monthly	1000
4.	SPECIAL SAVING A/C	7.15	100
5.	NARI BACHAT	7.15	500
6.	KETA KETI BACHAT	7.15	100
7.	YUVA BACHAT	7.15	500
8.	EMPLOYEE A/C	7.15	100
9.	SUPER SAVING A/C	7.15	1000
10.	GOLDEN SAVING A/C	7.15	1000
11.	ICFC PREMIUM SAVING	7.15	500
12.	ICFC SAVING	7.15	200
13.	ICFC ZERO BALANCE	7.15	-
14.	SAVING A/C	7.15	500
15.	JUMBO SAVING A/C	7.15	1000
16.	ASBA SAVING	7.15	1000
17.	STAFF DEPOSIT A/C	8.5	0

Interest Rates for Loan & Advance
S.N.	Loan and Advances		Interest Rate(%p.a.)
1	Working Capital		Premium up to 7% p.a. on Base Rate
2.	SME
3.	Trading Loan
4.	Term Loan
5.	Housing Loan
6.	Agriculture Loan
7.	Personal Loan
8.	Margin /Share Loan
9.	HP Auto Loan-Private
10.	HP Auto Loan- Commercial
11.	HP Two Wheeler Loan
12.	HP Other Loan
13.	Education Loan
14.	Loan Against Government Securities
15.	Deprive Sector-Retail(Individual & Institution)**
16.	Deprive Sector-Wholesale*
17.	Loan Against Own FDR (Coupon rate plus upto 3% or Base Rate up to 2% whichever is higher)
Fixed Lending Interest Rate (% p.a.)
Particular		5 Years to 7 years	Above 7 years
Home Loan		14	15
Auto Loan (personal)		13	-
Hire Purchase Loan		15	-
Other Retail Loan		14	15
* Condition Apply
Base Rate (BR) As On Chaitra 2078			10.62%
Negotiable in case of MFIs Interest rates on consortium loan shall be as decided by consortium meetings. *Risk Premium up to 2% p.a.. may be charged to cases attracting addtional provising as per regulatory requirement.

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Postal code: 25460