ICFC Debit Card
ICFC Debit Card
A Debit card is a plastic card which provides an alternative payment method to cash when making purchases. Its functionality is more similar to writing a cheque as the funds are withdrawn directly from either the bank account (often referred to as a cheque card), or from the remaining balance on the card. The use of debit cards has become wide-spread in many countries and has overtaken the cheque, and in some instances cash transactions by volume.
ICFC Finance Limited offers a SCT UPI debit cards to suit your different transactional needs. These cards offer you convenience for your financial transactions like cash withdrawal, shopping and travel. These cards are widely accepted almost all ATM's of various banks here in Nepal as well as in India(UPI). The ICFC Debit Card allows customers to access their bank account around the clock.This very Debit card is not only meant for ATMs.The customer can pay through Debit card as well while gone for shopping.
Features offered by SCT UPI debit card:
- Cash withdrawal (India through SCT-UPI Debit cards Domestic )
- Balance Enquiry
- PIN change
- Make utility payment through SCT moco.
- 4 years validity
- 24 hours 365 days banking
- EMV chip based card highly secured
- Can pay easily in different restaurents, hotels, shopping malls, hospitals etc through POS
Transaction Limit :
ATM :
S.N. | Particular | In Nepal (NPR) | In India (INR) |
1. | Cash withdrawal limit per day | 100000 | 15000 |
2. | Minimum cash withdrawal per transaction | 500 | 500 |
3. | Maximum cash withdrawal per transaction | 25000 | 10000 |
4. | Total number of transaction per day | 10 | 5 |
5. | Cash withdrawal limit per month | 400000 | 100000 |
POS:
S.N. | Particular | In Nepal (NPR) | In India (INR) |
1. | Per day transaction limit | 200000 | 25000 |
2. | Per month transaction limit | 500000 | 100000 |
3. | Total number of transaction per day | 10 | 5 |
4. | Total number of transaction per month | 50 | 50 |
Charges per financial transaction:
S.N. | Network | Amount |
1. | All ICFC ATM Terminals | FREE |
2. | Other ATM Terminals | Rs 20.00 |
3. | In India (* Additional access fee might charge.) | Rs 300.00 |
Charges per non-financial transaction:
LIST OF INDIA BANKS AND POS WHERE ICFC CARD IS ACCEPTED |
||||||||||||||
Sr. no | Name of the Bank | No. of ATMs | ||||||||||||
1 | ICICI Bank | 14,367 | ||||||||||||
2 | Union Bank Of India | 7,018 | ||||||||||||
3 | Indian Bank | 3,397 | ||||||||||||
4 | Punjab National Bank | 8,554 | ||||||||||||
5 | IDBI Bank | 3,779 | ||||||||||||
6 | Ratnakar Bank Ltd | 388 | ||||||||||||
7 | Bank Of Maharashtra | 1,864 | ||||||||||||
8 | City Union Bank | 1,621 | ||||||||||||
9 | Syndicate Bank | 3,907 | ||||||||||||
10 | Federal Bank | 1,927 | ||||||||||||
11 | South Indian Bank | 1,379 | ||||||||||||
12 | Development Credit Bank | 533 | ||||||||||||
13 | Allahabad Bank | 1,105 | ||||||||||||
14 | UCO Bank | 2,769 | ||||||||||||
15 | United Bank of India | 2,244 | ||||||||||||
16 | Punjab & Maharashtra Co-op Bank | 301 | ||||||||||||
17 | Axis Bank | 16,077 | ||||||||||||
18 | Canara Bank | 9,425 | ||||||||||||
19 | Cosmos Bank | 138 | ||||||||||||
20 | Lakshmi Vilas Bank | 1,020 | ||||||||||||
21 | NKGSB Co-operative Bank | 107 | ||||||||||||
22 | The Greater Bombay Co-operative Bank | 22 | ||||||||||||
23 | Saraswat Co-op Bank | 278 | ||||||||||||
24 | Abhyudaya Co-operative Bank | 114 | ||||||||||||
25 | The Bharat Co-operative Bank ltd. | 108 | ||||||||||||
26 | Shamrao Vithal Bank | 213 | ||||||||||||
27 | Oriental Bank of Commerce | 2,630 | ||||||||||||
28 | Gopinath Patil Parsik Janata Sahakari Bank Ltd | 96 | ||||||||||||
29 | Vijay Bank | 2,155 | ||||||||||||
30 | BTI Payments (WLAO) | 3,657 | ||||||||||||
31 | Hitachi Payments Pvt Ltd. (WLAO) | 776 | ||||||||||||
32 | Muthoot Finance Ltd (WLAO) | 190 | ||||||||||||
33 | SREI Infrastructure Finance Ltd. (WLAO) | - | ||||||||||||
34 | AGS Transact Technologies Ltd. (WLAO) | 199 | ||||||||||||
35 | Karnataka Bank | 1,436 | ||||||||||||
36 | Dhanalakshmi Bank | 346 | ||||||||||||
37 | Mahanagar Co-operative Bank | 44 | ||||||||||||
38 | Kalyan Janata Sahakari Bank | 44 | ||||||||||||
39 | The Gujarat State Co-op Bank Ltd | 23 | ||||||||||||
40 | JanaKalyan Sahakari Bank | 23 | ||||||||||||
41 | Dena Bank | 1,685 | ||||||||||||
42 | Andhra Bank | 4,009 | ||||||||||||
43 | Yes Bank | 1,362 | ||||||||||||
44 | Karur Vysya Bank | 2,328 | ||||||||||||
45 | HDFC Bank | 12,773 | ||||||||||||
46 | Tata Communications Payment Solutions Ltd (WLAO) | 8,446 | ||||||||||||
47 | State Bank Of India | 59,058 | ||||||||||||
48 | Indian Overseas Bank | 3,552 | ||||||||||||
49 | Bank of India | 7,919 | ||||||||||||
50 | Bank of Baroda | 9,704 | ||||||||||||
51 | Mumbai District Central CO-OP Bank Ltd. | 29 | ||||||||||||
52 | Thane Bharat Sahakari Bank Ltd | 23 | ||||||||||||
53 | The A.P. Mahesh Co-operative Urban Bank Ltd | 16 | ||||||||||||
54 | Punjab & Sindh Bank | 1,238 | ||||||||||||
55 | Tamilnaad Mercantile Bank | 1,216 | ||||||||||||
Total | 2,07,632 | |||||||||||||
Sr. No. | Acquiring Banks | POS Term | ||||||||||||
1 | ICICI Merchant Services (IMS) | 2,50,000 | ||||||||||||
2 | Axis Bank | 2,39,905 | ||||||||||||
3 | HDFC Bank | 27,900 | ||||||||||||
4 | State Bank of India (SBI) – Worldline | 1,05,217 | ||||||||||||
5 | State Bank of India (SBI) – Hitachi | 45,000 | ||||||||||||
6 | Corporation Bank | 1,08,548 | ||||||||||||
7 | Union Bank of India | 18,239 | ||||||||||||
8 | Punjab National Bank (PNB) | 17,092 | ||||||||||||
9 | YES Bank | 6,842 | ||||||||||||
10 | Union Bank | 18,239 |