ICFC Debit Card

ICFC Debit Card

A Debit card is a plastic card which provides an alternative payment method to cash when making purchases. Its functionality is more similar to writing a cheque as the funds are withdrawn directly from either the bank account (often referred to as a cheque card), or from the remaining balance on the card. The use of debit cards has become wide-spread in many countries and has overtaken the cheque, and in some instances cash transactions by volume.

ICFC Finance Limited offers a SCT UPI debit cards to suit your different transactional needs. These cards offer you convenience for your financial transactions like cash withdrawal, shopping and travel. These cards are widely accepted almost all ATM's of various banks here in Nepal as well as in India(UPI). The ICFC Debit Card allows customers to access their bank account around the clock.This very Debit card is not only meant for ATMs.The customer can pay through Debit card as well while gone for shopping.

Features offered by SCT UPI debit card:

  1.  Cash withdrawal (India through SCT-UPI Debit cards Domestic )
  2.  Balance Enquiry
  3. PIN change
  4. Make utility payment through SCT moco.
  5. 4 years validity
  6. 24 hours 365 days banking 
  7. EMV chip based card highly secured
  8. Can pay easily in different restaurents, hotels, shopping malls, hospitals etc through POS

Transaction Limit :

ATM :

S.N. Particular In Nepal (NPR) In India (INR)
1. Cash withdrawal limit per day 100000 15000
2. Minimum cash withdrawal per transaction 500 500
3. Maximum cash withdrawal per transaction 16000 10000
4. Total number of transaction per day 10 5
5. Cash withdrawal limit per month 400000 100000

 

POS:

S.N. Particular In Nepal (NPR) In India (INR)
1. Per day transaction limit 75000 100000
2. Per month transaction limit 2250000 500000
3. Total number of transaction per day 12 10
4. Total number of transaction per month 360 300

 

Charges per financial transaction:

S.N. Network Amount
1. All ICFC ATM Terminals FREE
2. Other ATM Terminals Rs 20.00
3. In India Rs 250.00

 

Charges per non-financial transaction:

S.N. Network Amount
1. All ICFC ATM Terminals FREE
2. Other ATM Terminals Rs 15.00
3. In India Rs 60.00

 

LIST OF INDIA BANKS AND POS WHERE ICFC CARD IS ACCEPTED

Sr. no Name of the Bank No. of ATMs 
1 ICICI Bank 14,367
2 Union Bank Of India 7,018
3 Indian Bank 3,397
4 Punjab National Bank            8,554
5 IDBI Bank 3,779
6 Ratnakar Bank Ltd 388
7 Bank Of Maharashtra 1,864
8 City Union Bank                 1,621
9 Syndicate Bank 3,907
10 Federal Bank 1,927
11 South Indian Bank 1,379
12 Development Credit Bank 533
13 Allahabad Bank  1,105
14 UCO Bank 2,769
15 United Bank of India 2,244
16 Punjab & Maharashtra Co-op Bank 301
17 Axis Bank 16,077
18 Canara Bank 9,425
19 Cosmos Bank 138
20 Lakshmi Vilas Bank 1,020
21 NKGSB Co-operative Bank 107
22 The Greater Bombay Co-operative Bank 22
23 Saraswat Co-op Bank 278
24 Abhyudaya Co-operative Bank 114
25 The Bharat Co-operative Bank ltd. 108
26 Shamrao Vithal Bank 213
27 Oriental Bank of Commerce 2,630
28 Gopinath Patil Parsik Janata Sahakari Bank Ltd 96
29 Vijay Bank 2,155
30 BTI Payments (WLAO) 3,657
31 Hitachi Payments Pvt Ltd. (WLAO) 776
32 Muthoot Finance Ltd (WLAO) 190
33 SREI Infrastructure Finance Ltd. (WLAO) -  
34 AGS Transact Technologies Ltd. (WLAO) 199
35 Karnataka Bank 1,436
36 Dhanalakshmi Bank 346
37 Mahanagar Co-operative Bank 44
38 Kalyan Janata Sahakari Bank 44
39 The Gujarat State Co-op Bank Ltd 23
40 JanaKalyan Sahakari Bank 23
41 Dena Bank 1,685
42 Andhra Bank 4,009
43 Yes Bank 1,362
44 Karur Vysya Bank 2,328
45 HDFC Bank 12,773
46 Tata Communications Payment Solutions Ltd (WLAO) 8,446
47 State Bank Of India 59,058
48 Indian Overseas Bank 3,552
49 Bank of India 7,919
50 Bank of Baroda 9,704
51 Mumbai District Central CO-OP Bank Ltd. 29
52 Thane Bharat Sahakari Bank Ltd  23
53 The A.P. Mahesh Co-operative Urban Bank Ltd 16
54 Punjab & Sindh Bank 1,238
55 Tamilnaad Mercantile Bank 1,216
Total 2,07,632
     
Sr. No. Acquiring Banks POS Term
1 ICICI Merchant Services (IMS) 2,50,000
2 Axis Bank 2,39,905
3 HDFC Bank 27,900
4 State Bank of India (SBI) – Worldline 1,05,217
5 State Bank of India (SBI) – Hitachi 45,000
6 Corporation Bank 1,08,548
7 Union Bank of India 18,239
8 Punjab National Bank (PNB) 17,092
9 YES Bank 6,842
10 Union Bank 18,239